FMD Capital Management

Posts Tagged: retirement

Why You Need To Start Your 401k Now, Not Later

Written by David Fabian, June 07th, 2017

The transition of moving from a student into the work force can be an intimidating phase of your life.  Not only do you now have to learn new skills and apply problem solving habits honed through your course work, but you must also make important decisions that will impact your life for decades to come.  Much of that has to do with how you handle your money and what you value as an individual. Read more

Illuminating 4 Top Target Date Retirement Funds

Written by David Fabian, January 21st, 2017

Target date mutual funds are commonly found among company-sponsored retirement plans such as 401(k)’s and 403(b)’s.  These “set-it-and-forget-it” style funds own a broad mix of stocks and bonds that slowly changes over time.  The farther out your retirement date, the greater percentage of assets will be skewed towards stocks as a riskier growth asset.  The portfolio will then begin to balance itself towards bonds and cash to become more conservative the closer you get to retirement.  Read more

Top 10 Posts of 2016

Written by David Fabian, December 21st, 2016

This time of year is always an opportune moment to reflect on the last twelve months and the journey that has transpired.  Both stock and bond investors have had meaningful obstacles to deal with at key turning points.  My hope is that our portfolio management thoughts, shared in real-time on the blog, have provided a consistent well of support along the way. Read more

4 BlackRock ETFs For Steady Retirement Income

Written by David Fabian, December 16th, 2016

Retired investors are often looking for core exposure in funds that demonstrate low costs and steady income.  These two attributes are key to maintaining a correlation with the market, while creating a passive stream of dependable dividends to offset living expenses.  One fund company that offers several different options in this arena is the iShares suite of ETFs from BlackRock.  Read more

Don’t Leave Your Old 401(k) Behind!

Written by David Fabian, August 22nd, 2016

I recently went to an early pre-season NFL football game in Los Angeles with my best friend from college.  During the course of the game, he filled me in on the latest ins and outs of his life.  This included the fact that he purposefully left his old job, took a sabbatical for several months, and is now looking to re-enter the workforce.  We talked about the opportunities he is exploring and it gave me the chance to ask him what he has done with his legacy 401(k) from his old job. Read more