Written by David Fabian, November 28th, 2017
Tax-loss harvesting is one of the more underutilized strategies for taxable investment accounts. This approach involves selling holdings at a loss in the current calendar year to offset capital gains and income. Furthermore, there is the opportunity to replace a mutual fund or ETF with a similar investment to maintain a like-kind asset allocation. The net effect is to mitigate the impact of taxes in a particularly bountiful year.
The first step in this process is identifying holdings that are sitting at a loss and may be ripe for a transition. Your monthly brokerage statement or online portfolio view should allow you to easily spot these culprits. The following categories may be the most easily exploited tax-loss harvesting opportunities for 2017.
Read the complete article at NASDAQ.com
Written by David Fabian, August 16th, 2017
The notorious website Zerohedge has a thought-provoking tagline that reads: “On a long enough timeline the survival rate for everyone drops to zero.” There’s plenty of truth to that sentiment and drives the philosophical underpinnings of their news and/or investment opinions. I’m not promoting their outlook, but I will take my own thinking down a similar track and add that:
“On a long enough timeline, everyone is a trader.” Read more
Written by David Fabian, May 11th, 2017
I’ve been an investment advisor for a fair amount of time now. I’ve seen many investors come and go over my tenure – clients, portfolio managers, brokers, traders, etc… Some that are quite successful and others that are downright miserable. The one guiding truth to every single experience is that people are their own worst enemies when it comes to investing. Read more
Written by David Fabian, April 06th, 2017
There isn’t a perfect formula or road map for hiring someone to look after your hard-earned wealth. It’s a unique journey that every investor must carry out based on their objectives and experience. It’s about knowing the right questions to ask and identifying with a professional that understands their craft and will put your interests ahead of theirs. Read more
Written by David Fabian, February 03rd, 2017
Investing is a stressful endeavor – plain and simple. You never have all the facts to make a perfect decision. You are only able to see the right answer with the benefit of hindsight. Things are always slow on the way up and frenetic on the way down. This all leads to emotions taking their toll on every single one of us. Read more