FMD Capital Management

Posts Tagged: multi-asset

Sensible Tips For Constructing A Well-Balanced Portfolio

Written by David Fabian, March 27th, 2017

Constructing a well-balanced portfolio is a fine art that can be lost among the shuffle of collecting individual positions.  Too often, investors are more concerned about finding the right stock or jumping on a new trend, rather than analyzing how it fits within their accounts.

Jumbling together a random series of stocks or funds without any sense of cohesion makes it more likely that you will abandon them at random (inopportune) moments.  That path leads to uncertainty of past decisions, weak correlation with the markets, and streaky performance at best.  Instead, matching all the right pieces together to suit your risk tolerance and investment strategy will have a meaningful impact on your behavioral choices through good times and bad. Read more

Illuminating 4 Top Target Date Retirement Funds

Written by David Fabian, January 21st, 2017

Target date mutual funds are commonly found among company-sponsored retirement plans such as 401(k)’s and 403(b)’s.  These “set-it-and-forget-it” style funds own a broad mix of stocks and bonds that slowly changes over time.  The farther out your retirement date, the greater percentage of assets will be skewed towards stocks as a riskier growth asset.  The portfolio will then begin to balance itself towards bonds and cash to become more conservative the closer you get to retirement.  Read more

Diversification: The Whole Is Greater Than The Sum Of The Parts

Written by David Fabian, November 27th, 2016

There is an old saying on Wall Street that if you aren’t worried about something in your portfolio, then you probably aren’t diversified enough.  This notion certainly comes to mind when identifying positions with varying degrees of correlation to create a unified investment strategy. Read more

A New ETF For Tactical Income Enthusiasts

Written by David Fabian, April 12th, 2016

Multi-asset income funds have become popular in recent years due to their above-average yields and integrated diversification qualities.  Rather than having to evaluate and select five to ten individual income funds, ETF investors can purchase a single entity that does the work for you.  This typically includes a range of investment groups such as: dividend paying stocks, preferred stocks, master limited partnerships, REITs, and a broad array of global bonds.

Most of these diversified income ETFs to-date have been based on a relatively static index that promises to re-balance on a quarterly or annual basis.  While this method is reliable for keeping your exposure broad and locked into pre-set sectors, it also may fall short of honing in on the top-trending areas of the market.

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4 Risk Aware ETFs For Nervous Investors

Written by David Fabian, August 04th, 2015

The risk of a pullback in stocks that morphs into a full blown correction or even bear market is one that lurks out on the horizon. While no one knows when it will materialize or how long it will last, there are steps that nervous investors can take to help cushion their portfolios from a pernicious decline.

Some may turn to low volatility strategies such as the PowerShares S&P 500 Low Volatility Portfolio (SPLV) that include a mix of quality stocks with defensive characteristics. Nevertheless, even “safe stocks” can experience significant declines during periods of extreme duress.

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