FMD Capital Management

Posts Tagged: low cost

TD Says Goodbye to Commission-Free Vanguard ETFs

Written by David Fabian, October 17th, 2017

TD Ameritrade roiled the investment community this week when it announced it was shaking up its commission-free ETF lineup across its entire brokerage platform.  The highlights include an expanded number of funds available to trade and fewer restrictions on eligible accounts.  They also dropped Morningstar as the advisor that selects the commission-free list, giving in-house management more control over which funds make the cut.

This type of expansive announcement is typically met with great enthusiasm by the advisor community.  However, the biggest bombshell is that they are no longer offering Vanguard ETFs on their commission-free list.  Yeah, you heard me right…NO VANGUARD. Read more

Presentation: The Benefits Of ETFs

Written by David Fabian, May 04th, 2017

This last week I had the privilege of honing my speaking skills by delivering a presentation on ETFs to a group of college students.  My first impression of these eager future investors was their thirst for knowledge of how ETFs work.  They were intrigued by how indexes are constructed, the low costs compared to mutual funds, and how investing in ETFs is far easier than picking individual stocks.

I covered these topics in an hour-long PowerPoint that is available for download here.  This information may be review for ETF veterans, but even the most battle-hardened investors may pick up some tidbits from the slides.

If you have any questions after reviewing this presentation, don’t hesitate to reach out to us.

3 Extended Market ETFs To Round Out Your Portfolio

Written by David Fabian, February 22nd, 2017

ETF investors are spoiled by the tremendous number of quality choices for building their diversified stock allocations.  The sheer breadth of selection across market cap, sector, industry, and factor-based strategies ensures there is something for virtually everyone.

Yet, one of the lesser understood qualities of exchange-traded funds are their ability to simplify your portfolio.  You can own hundreds or even thousands of stocks in a single holding with extremely low costs and impeccable tracking efficiency.  That eliminates the need to screen numerous positions and creates benefits of widening your exposure profile.

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3 ETFs For True Total Market Coverage

Written by David Fabian, January 31st, 2017

ETF investors often spend an inordinate amount of time trying to find the best spot in the market.  They love focusing on specific sectors, factors, or tactical strategies that are showing a promising edge.  However, there is often a fundamental need for simple and diversified stock exposure at the lowest possible cost.

This type of core foundation is the essence behind total stock market funds.  They allow you to stay correlated with the broadest possible indexes and charge expenses that are so fractional as to be almost non-existent.  They embody the true spirit of the ETF philosophy in their liquidity, tax efficiency, and transparency.

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3 Tips For Finding Your First ETF

Written by David Fabian, January 25th, 2017

Finding your first exchange-traded fund (ETF) is much the same as searching for a new TV.  You know you have a specific need that is easy to fulfill in today’s expansive marketplace. However, the list of options is overwhelming, prices vary wildly, and opinions from friends or family can be conflicting.  There is a confidence gap that must be filled through a combination of research, observation, and experience.

Fortunately, there are several ways to easily narrow this gap so that you can make a poised decision with little risk of regret.  The following are tips for both new investors who are just getting started on this journey and those who have decades of investing experience.

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