Written by David Fabian, June 18th, 2017
I’m going to veer off course from the financial markets and I hope that you will indulge me for a few moments. It isn’t often that I find myself talking about family or personal matters outside of a quick anecdote.
I’m fortunate enough to be able to write about finance, investments, and sound behavioral choices as a foundation of my wealth management business. I love the opportunity to help educate others as to what I believe are the best choices you can make in the financial markets. Read more
Written by David Fabian, June 13th, 2017
ETF investors have wholeheartedly embraced the transparency and low-cost of passively managed investment vehicles. Billions of dollars every year since the great financial crisis have left the obfuscated world of high-priced mutual funds and transitioned into index-based ETFs.
This rotation is almost entirely based on the foundation that you know exactly what you own, why you own it, and what the minimal expenses will be. There is a comfort and reliability that the fund will perform to an exacting standard with very little deviation from its benchmark.
Written by David Fabian, June 07th, 2017
The transition of moving from a student into the work force can be an intimidating phase of your life. Not only do you now have to learn new skills and apply problem solving habits honed through your course work, but you must also make important decisions that will impact your life for decades to come. Much of that has to do with how you handle your money and what you value as an individual. Read more
Written by David Fabian, June 05th, 2017
The investment universe is littered with articles touting the advantages of various funds or strategies. I should know. I have written for the last five years about the characteristics of ETFs and closed-end funds that we consider for our clients. Some pass my rigorous test, while others are weeded out through careful analysis.
Throughout this time, I have realized it’s easy to compare two or three funds in a vertical category and dissect their merits. Some will stand out based on costs, while others may promote index methodology, tax efficiency, or security selection as their primary benefits. Read more
Written by David Fabian, May 29th, 2017
It’s easy to get sucked into the tunnel vision of an easy market. Trends are strong, liquidity is abundant, credit markets are cheerful, and volatility is low. This is when it becomes easy to get complacent. To trick yourself into believing the recent past will extend indefinitely into the future. It’s a mental trap that even the most tenured investors find themselves falling into over various cycles. Read more