FMD Capital Management

Mutual Funds

3 Active Vanguard Funds That Would Make Great ETFs

Written by David Fabian, March 03rd, 2017

Vanguard ETFs have become a juggernaut in the world of passive investment management.  They are widely used across retail, institutional, and retirement plans as an effective way to get low-cost, liquid, tax efficient, and dependable exposure to both stocks and bonds.  You simply can’t go wrong when choosing one of their funds as a core or tactical holding within your ETF portfolio.  Read more

Illuminating 4 Top Target Date Retirement Funds

Written by David Fabian, January 21st, 2017

Target date mutual funds are commonly found among company-sponsored retirement plans such as 401(k)’s and 403(b)’s.  These “set-it-and-forget-it” style funds own a broad mix of stocks and bonds that slowly changes over time.  The farther out your retirement date, the greater percentage of assets will be skewed towards stocks as a riskier growth asset.  The portfolio will then begin to balance itself towards bonds and cash to become more conservative the closer you get to retirement.  Read more

All Your Money At One Fund Company? You May Be Selling Yourself Short

Written by David Fabian, December 01st, 2016

Investors like to stick with what they know and that is often demonstrated in the use of a single fund company for all their wealth.  I see it quite frequently when I review portfolios for prospective clients.  “I’m a Vanguard guy.”  “I love Fidelity funds.”  “All my money is at American Funds or PIMCO or T. Rowe Price.” Read more

You Don’t Want These Advisors Managing Your Money

Written by David Fabian, October 20th, 2016

Choosing an investment advisor or money manager should be a careful process based on diligent research.  The best relationships start with a shared investment philosophy, followed by a building of trust through education and transparency. Read more

6 Gigantic Bond Funds With High Fees And Poor Performance

Written by David Fabian, September 23rd, 2016

The rise of low-cost, index-based options in the mutual fund and ETF space has created a truly amazing environment for investors.  Companies like Vanguard, BlackRock, and Charles Schwab have created ways for investors to access diversified pools of stocks and bonds for very little (to almost zero) cost.  This translates into more money that stays in your accounts and compounds over time. Read more